Checking and savings

Checking, savings, certificates, and credit — designed for everyday clarity.

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Everyday & Priority Checking

Spend with confidence. Track balances in real time.

Everyday Checking

No-fuss daily accounts with portal access.

Digital statements
Beneficiary transfers
Mobile-friendly dashboard

Priority Checking

Relationship benefits for qualifying balances.

Priority support queue
Fee-aware withdrawals
Faster wire prep

Account controls

Freeze protection, KYC, optional 2FA.

Session IP binding
Password + 2FA
Audit-ready ledger

Savings & DPS

Build habits with installment savings.

Pulse Save 50

Start small with monthly micro-savings.

From $50 installments
12-month tenure options
Progress tracking ring

Open DPS →

Pulse Save 100 / 250

Higher installments, longer tenures.

24–36 month plans
Published interest rates
Due-date reminders

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Goal savings

Visible progress every month.

Installment history
Maturity date clarity
Portal notifications

Certificates & FDR

Lock capital for a defined term.

90 days

Nova Lock short term

180 days

Mid-term certificate

365 days

Annual lock yield

Live

Admin-managed rate cards

Browse FDR plans

Personal loans & credit

Apply online and repay from your ledger.

Flex Personal

Everyday credit with clear installments.

Published plan ranges
Online application
In-portal repayments

Rapid Micro

Smaller, shorter facilities.

Lower principal bands
Shorter tenures
Clear fee disclosure

Debt tracker

Principal, interest, and remaining schedule.

Installment ledger
Status badges
Payment history

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