Insight · Product Updates · 2026-11-04
How FDR locks help you plan around a known maturity date
Fixed Deposit Receipts turn idle cash into timed capital with published rates and clear maturity math.
An FDR (Fixed Deposit Receipt) is a commitment: you lock a principal for 90, 180, or 365 days in exchange for a published rate. The value is certainty — you know when funds return and what interest to expect.
Use short locks when you have a known expense coming up, such as tuition or equipment. Use longer locks when you want steadier growth and do not need liquidity.
Before you open an FDR in the Marlow portal, compare plans side by side. Check the tenure, rate, and how maturity is credited back to your ledger. Then fund from available balance and track the countdown on your dashboard.
Remember: locked capital is protected for the term. If you may need cash sooner, keep a portion in checking or a flexible DPS instead of locking everything.
Use short locks when you have a known expense coming up, such as tuition or equipment. Use longer locks when you want steadier growth and do not need liquidity.
Before you open an FDR in the Marlow portal, compare plans side by side. Check the tenure, rate, and how maturity is credited back to your ledger. Then fund from available balance and track the countdown on your dashboard.
Remember: locked capital is protected for the term. If you may need cash sooner, keep a portion in checking or a flexible DPS instead of locking everything.